I told him I usually work in the summer but this summer didnt work out so I started taking some summer courses. He never mentioned an upfront fee, but if he does Im done with these. She mentioned her husband company briefly and for someone else to pass on the info. Damn I wish I would have read this earlier. Great article, thanks for the extensive information. 24 hours later he still hadnt responded. ONE EVEN SAID THAT PRIMERICA STOLE HIS SS# BANK ACCT AND AND ALL HIS FRIENDS HE REFERRED!!!!!!! During our brief phone chat, she asked if I knew Primerica and I told her that I hadnt. Wow i got a callcfrom Primerica and the guy jhon who called made it soumd legit. Ive recently begun with Primerica. Im just worried if I tell him I thought about it and wouldnt want to proceed, he has basically ally information, Im in the same position as you i dont want to recruit others and im scared with the info they have. They used what I told them about myself to further what they wanted from me. The man on the phone was not the man at the meeting. Her choice of language, and orientation rather than an interview, and the location of it (nowhere downtown but rather in a rented space in the outskirts I mapped it out) caused me to beg off, using the excuse that the location was too far for me to attend. God am I hungover. Well guide you through the process. She identified herself as PFS, never mentioning Primerica. Need to find a different location? No, I never joined Primerica and walked away. Tracy is that lonely little girl in high school who no one ever liked, and was never invited to parties, probably why she hates on MLMs so much, no one ever invited her. I feel dumb. A few evenings ago. She said they were just getting established here. He said they need a financial planner. What a shame. I think you are mistaken. Well, no touchdown today for you, Primerica! I can promise you that he wakes up every morning wishing that he could go to work like normal people and not have to deliver that line of BS at the PFS opportunity meeting tonight. (applied for this position on Craigslistthe number I received the call from was 347-753-3377). Dont fall for it. I had to smile a shake my head every time I saw one of these unsuspecting people heading in. Flyer also says we cover the business ownership & part-time opportunity. Thank you for this information. Its neither a retirement fund, nor life insurance. Youre just a bunch of lazy, whiny children. Multi-level marketing is not a business. i have an intervew tomorrow too, but i decided not to go after reading, thank you. I just hope it was a legit employee just trying to recruit more people. Would rather wait for another job. I will not be going and now I dont think Ill give them any more of my time by giving them notification either. While finding this site, Ive come to learn there is an office just a few miles away in my hometown. No one says where these happened tiothem, and i would like to know where they live, and how many people in that area experienced the problems written about here. BBB Business Profiles are provided solely to assist you in exercising your own best judgment. Im not going to bother saying anything else since you all are just looking for a reason to not go. For the second time since I had gotten here, a warning flag went up. Nobody in our company will stop you from being great and doing great things for people. Only regret filled out the intake paperwork, but kept a copy intentionally messed up. I have another so called meeting tonight with him. The man called the following day (just as he had said he would do). Feeling like a big dummy and annoyed with myself for giving the man my personal number, not to mention the fact he knows where I work and may come back and try again. - The Anti-MLM Coalition, Primerica Financial Services: The Fake Job Interview, Jennifer McKinney Bankruptcy Round 2 and Round 3, Mary Kay Cosmetics: Destroying Half a Million Women a Year, The Pyramid Scheme Aspect of Primerica Financial Services, A Former Primerica Representatives Story, The Fraud of PrePaid Legal, Explained By a Former US Attorney. What should I do? They use your friends and contacts to start you 'business.' To get more percentage you have to get more people into the company. Its not a business. The lady that answered, said Prime America, how can I help you. Isnt it a blatant cheating? The only way to collect on a life insurance policy is to live to be 100 years old, providing your policy goes out that far. Went for an interview/discussion today. I was at one of their interviews just a couple hours ago. Many, many years ago, when it was A. L. Williams, I was approached, and even attended one of their informational sessions. Legitimate companies give you details and job descriptions. Especially one that deals with financial education and asset management. However, the options you'll be presented with are dependent on your age. (TWO not even 50 years old yet!) At least then they can make informed decisions. Our two conversations over the phone were all about me my background, who I was, what I was looking to do he barely said anything about what he was offering, just that he was interested in taking me on if I was the right person for a company that was looking to expand. No, Mercedes is not the same thing as multi-level marketing. I set up the interview, on memorial day, not knowing the name of the company. Once again, most people need financial help to get where they want to be. What can I do to vanish that and get my money back, They will miraculously tell you that the mail has already left but i think you can get a partial refund if u push hard enough, Based on their Annual reports (which can be viewed online), the policies sold per rep currently averages out at 2.28 PER YEAR!!!!! The 'Private Investment Club' conference had everything: a host demanding people pay for 'VIP' access, weird pyramid diagrams, "plerking," and a celebrity guest who clearly didn't read the memo. Told me hes still interested, to come in today and I said I was too busy and had no time. The people who give up on this business dont understand the potential of having your own business and life. Thanks for the post. I told her the store and began to walk away until she stopped to ask me if I was currently employed. We finally nailed down a day. He handed me a flyer that said Primerica was waiving licensing and application fees for active duty and veterans in November 2018, but I cant find anything on it on the Primerica website. She asked if I was interested in working with them, and I said yes. Then I looked up Primerica and this lovely blog popped up. Tuesday evening came around, time for the interview. I was VERY unhappy in my job and I had been actively looking. I checked my watch. Suck my ass. Ill be moving in a few weeks anyway and as I mentioned, I already have work. A meet and greet with the manager and then into the position details. I was also applying for jobs but for some reason I had chose not to go with this company. I informed him this job sounds just like the foolishness I mentioned above, and that I will continue to research the company before I consider whether Ill go to interview Friday which I highly doubt I will do thanks to this page! The comments here are making a HUGE difference. Oh jeez.. he told them on the phone it was a quick 40-minute session. Again, the little lie bothered me. Primerica asks their reps for quite a bit. It is generally legal, regardless of the fact that so many have no chance of turning a profit in MLM. So I was going to take my one and only day off this week and go to an interview only to find out that its a scam of some short. He seemed so angry, I thought. There is no selling of opportunity because all we do is find out what peoples dreams and goals are in life (youve got to know what they are first) give them a game plan and tell them to act on it. A manager? Ha!!!! Some will say yes, not to be recruited, but to take control of their finances. She was pleasant and I was willing to pay the $99 up front and take the life insurance exam. No, regular companies that are set up with levels of management (such as Walmart) are NOT pyramid schemes. My only concern is these two know where I work. And use to convince FLORIDA retirement sustem workerd to move there money with us thinking thatsba good idea and look what is the result ! They work as a middle man for various insurance and finance industries and get people to join through advice and supporting main street. The so called reps for Primerica find other reps and potential customers and they get a commission on it. I went there with an opened mind. 4.) I too have been approached by reps from Prime America (while at work at 12:00 am) about this great job opportunity, that I have a great personality, outgoing, would fit right in yada, yada. I work retail so my hours are crazy. Its a churn and burn- they will hire ANYONE who can pass a background check. Like I said, its a dive bar and the usual clientele is pretty rough. The man calling me in for an interview was very abrupt and gave very little information, besides the address and time. Also they said they would need to talk to my parents, remember Im a student in school so maybe it might of been valid for parental consent, but to me this was bit fishy as this may have been a way for them to start getting business off me. I was going to an interview tomorrow and now I know its just some bologna. A pyramid scheme is an unsustainable business model in which original investors make money by recruiting others rather than by selling actual products or services. If I attend, will I experience a pressure tactic laden recruitment presentation? thats why Im not going back they called me 3 time to reschedule but I did not pick up the phone. Anyone with money who makes a good living does not discuss that in open form with people at a so called job interview be smarter than the rest of us , cancel , complain and dont let them take advantage of you. this is defamation. But like I said, we are all set with our banking. After my daughter hung up the phone I received a call from the recruiter. Then i thought to myself who the hell asks for 25 names off your phone and debit card info in an interview? I didnt think much of it until I went inside. We have 40,000 new clients each month if you joined and didnt work, youre not one of the people who make money with us! Remember that Primerica reps have something to gain with whatever they tell you. It was located on the northwest side of Chicago (also where the Primerica location is) in a building that was practically empty and only had a few rooms/offices one the 1st floor and a basement which is where we met and discussed this foolishness. if I say anything bad about them, he gets so upset. Everyone was extremely nice. He finally mentioned he was on the phone with primerica and he was conducting an interview now Very weird so I blocked evrythhng and said no sales. She had a nice dark tan and spiky hair with maroon tips and very pale yellow roots. Then why, pray tell, have I owned Sequence Inc. Forensic Accounting for 16 years? Before you try to pick apart or look for excuses not to be a recruit, maybe you just dont believe it can work or its you you dont believe in. Thanks for this website, now I know its a scam and Im calling off the interview!! Red flag I had been waiting for. This is how Primerica works. I wish i had read this before i went, wasted 20 bucks of gas to go, and was exacly has described, what a waste of my time, and i went all nicely dressed. A few of my friends got roped into this. I have an apparent interview with this so called PRIMERICA today and from reading these blogs I will not be going, this looks like Kirby (the vacuum cleaner) a 10 person session and rudeness and inconsideration to those looking for a job I dont think soI will pass on this thanks to all of your blogs its a fraud obviously and I am not going to waste my time on this, thankfully enough I do have a real job and to think I almost turned it down, I got a phone call from this lady name Ratna Kong she was calling me from her cell phone and she told me someone recommended me to her about a position, about being a supervisor and training I knew something was wrong when I couldnt look up her number on google or find her name or the company.thanks again.